My husband has just got promoted and we are wondering whether we are now in a position to think about moving. Could anyone give me an idea what we could pay on a 80,000 mortgage – I realize there are different deals about but just interested to get an average before we think about it too much.
To help you figure out what price range you should be considering, personal finance site NerdWallet created a chart that details how much house. payment, which is what experts typically recommend,
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When you have an idea of how much house you can buy based on the monthly mortgage you can afford, you can set a down payment.
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How Much Income do I Need to Earn to Buy a Home?. income) & a 36% back- end ratio (monthly debt payments versus income), though these are variables in.
Check with a mortgage lender, but also make sure that you feel comfortable making the payment. Do I make enough money to afford a home? The below table shows the potential income that you might need to afford a $80,000 property. This is a very basic guideline.