You can negotiate closing costs in some areas, and get the seller to help in other areas. Don’t settle for what your lender gives you and don’t hesitate to shop around to compare costs from.
Sometimes, the mortgage company will charge you a higher interest rate if you waive the closing costs. So, you might get a 3.5 percent interest rate if you pay.
As part of a sales contract, the buyer can say, "We’ll pay you $200,000 for this home as long as you pay for $3,000 in closing costs." Paying for a buyer’s closing costs is considered a seller.
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Tip: If you have little or no funds available for closing cost, let your real estate agent know that you are purchasing your home with a VA loan. Your agent may be.
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